Ghost VINs are synthetic, computer-generated vehicle identification numbers that criminals create for vehicles that were never manufactured. These fake VINs are engineered to pass standard VIN decoding and verification methods used by DMVs, insurers, and lenders. Criminals exploit DMV processes to obtain real government-issued titles for these synthetic VINs, making them appear completely legitimate.

How much does Ghost VIN fraud cost?

Ghost VIN fraud costs over $10 billion annually across three schemes: $7.5B from stolen vehicle laundering, millions in phantom insurance claims, and billions in phantom auto loans.

How does VINDetect detect Ghost VINs?

VINDetect achieves 97% detection accuracy using proprietary multi-source verification, advanced AI pattern recognition, and authentication methods that go beyond standard VIN validation - performing critical checks that DMVs and traditional verification services don't do.

Stop Ghost VIN Fraud Before It Costs You Millions

Verify VIN authenticity at FNOL—even when DMV titles look clean. Source-level manufacturer checks.

Ghost (synthetic) VIN = a computer-generated VIN for a vehicle that was never manufactured.

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$10B+ Annual Fraud Losses

1M+ Vehicles Stolen/Year

97% Detection Accuracy

Not a History Report

Manufacturer-Level Verification

Ghost VINs are computer-generated VINs that pass standard validation. Criminals use them to get real DMV titles for vehicles that never existed. History reports miss them because they use the same flawed checks. We verify against manufacturer production records—catching fraud even with clean titles.

Three Ghost VIN Fraud Schemes

Real DMV titles for fake VINs enable billions in fraud

Stolen Vehicle Laundering

$7.5B annually

Stolen vehicles get clean identities with Ghost VINs and real DMV titles.

1M+ vehicles stolen in 2023
Real titles bypass all standard checks
Enables cross-border trafficking

Phantom Insurance Claims

Millions in fraudulent payouts

Insure a Ghost VIN, report it stolen, collect payout. Vehicle never existed.

Zero-risk fraud
Nothing to recover
Legitimate title and policy

Phantom Auto Loans

Billions in unrecoverable debt

Loan against Ghost VIN collateral. Default. Lender left with nothing to repossess.

$15K-$50K per loan
Cannot repossess non-existent vehicle
Organized rings scale to millions

The Vulnerability

DMVs cannot detect synthetic VINs. Criminals get real government titles for fake VINs, making them appear legitimate in all traditional databases.

If a VIN never left the factory, you shouldn't pay the claim.

We prove that—instantly.

Audit Your Database

Identify Ghost VINs in your existing portfolio

Batch Verification

Find Ghost VINs you've already processed. Audit your entire database:

Insurance Claims: Scan active and closed claims
Loan Portfolios: Identify phantom collateral
Dealer Inventory: Verify current and past purchases
Historical Data: 12-36 month lookback

Batch Processing

100K+

VINs per batch

CSV upload or API
Exposure reports
Risk-ranked results
Actionable findings

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How We Detect Ghost VINs

Proprietary verification that catches what DMVs miss

Manufacturer Verification

We verify against manufacturer production records—not DMV databases. Catches Ghost VINs even with legitimate titles.

AI Pattern Recognition

Machine learning detects the inconsistencies criminals create when fabricating vehicle identities.

Real-Time Scoring

Instant risk scores at FNOL or underwriting. Stop fraud before payout.

Who We Protect

Insurance, lending, dealers, law enforcement

Insurance Companies

Prevent: Phantom claims on non-existent vehicles

Save: Millions in fraudulent payouts

Auto Lenders

Prevent: Loans with phantom collateral

Save: Billions in unrecoverable debt

Dealerships

Prevent: Buying stolen vehicles

Save: Inventory losses, legal costs

DMVs & Title Agencies

Prevent: Issuing titles for fake VINs

Save: Public trust, state liability

Law Enforcement

Prevent: Vehicle trafficking, organized fraud rings

Save: Investigation time, faster recovery

Federal Agencies

Prevent: Cross-border trafficking, organized crime

Save: Federal resources, strengthen border security

FBI, CBP, ICE

Stop Ghost VIN Fraud

Verify at FNOL. Prevent payouts on vehicles that never existed.

For Insurers Request Demo